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Privacy Policy

Effective Date: January 1, 2025

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Trans-Bay Capital (“Trans-Bay,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at www.trans-baycapital.com (“Site”). By using our Site, you agree to the terms of this Privacy Policy.

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1. Information We Collect

We may collect the following types of information:

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a. Personal Information

You may provide personal information to us when you:

  • Complete a contact or loan application form

  • Subscribe to receive communications from us

  • Interact with us via email or phone

Personal Information may include:

  • Full name

  • Email address

  • Phone number

  • Mailing address (if applicable)

  • Company or property details

  • Loan-related data (project type, loan amount, timeline, etc.)

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b. Non-Personal Information

We automatically collect certain information when you visit the Site, including:

  • Browser type and version

  • Operating system

  • IP address

  • Pages visited, duration of visit, and referring URL

  • Device type and interaction data (via cookies or similar technologies)

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2. How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries or loan applications

  • Evaluate your eligibility for financing

  • Communicate with you about our products, services, and updates

  • Process transactions or provide customer support

  • Improve website performance, security, and user experience

  • Comply with applicable laws and regulations

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We may also aggregate and anonymize data for internal analytics and business intelligence purposes.

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3. Sharing of Information

We do not sell your personal information. However, we may share your information under the following circumstances:

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  • With service providers that help us operate our business (e.g., CRM platforms, hosting providers, analytics tools), under strict confidentiality agreements

  • As required by law, regulation, subpoena, or legal process

  • In the event of a business transaction, such as a merger, acquisition, or sale of assets

  • To protect our legal rights, property, or safety, or that of our users or others

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All third parties are obligated to handle your data in accordance with this Privacy Policy and applicable privacy laws.

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4. Data Security

We implement commercially reasonable technical, administrative, and physical security measures to protect your information. These include:

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  • Secure servers and firewalls

  • HTTPS encryption

  • Access controls and data minimization

  • Staff training on data privacy

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However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

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5. Your Rights (California Residents)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including the right to:

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  • Know what personal information we collect and how we use it

  • Request access to the personal information we hold about you

  • Request deletion of your personal information (subject to exceptions)

  • Opt-out of the sale of personal information (note: we do not sell personal data)

  • Not be discriminated against for exercising your privacy rights

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To exercise any of these rights, please email us at privacy@trans-baycapital.com with the subject line “CCPA Request.”

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6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Personalize and enhance your browsing experience

  • Measure the performance of our Site and marketing campaigns

  • Track aggregate usage statistics

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You can adjust your browser settings to refuse or delete cookies. Please note that disabling cookies may affect some functionality of the Site.

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7. Third-Party Services

Our Site may contain links to third-party websites or services. This Privacy Policy does not apply to the privacy practices of those third parties, and we are not responsible for their content or data practices. We encourage you to review their privacy policies before providing personal information.

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8. Children’s Privacy

Our services are intended for individuals over the age of 18. We do not knowingly collect personal information from children under 13. If we become aware that a child has submitted personal information, we will delete it promptly.

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9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new effective date. We encourage you to review this page periodically to stay informed about how we protect your information.

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10. Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us at:

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Trans-Bay Capital
Email: privacy@trans-baycapital.com
Website: www.trans-baycapital.com

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