Multi-Family Bridge Loans
LOAN AMOUNT
Min: $500,000
Max: $3,000,000
(Up to $10,000,000 on a case by case basis)
TERM LENGTH
12 to 24 Months
PROPERTY TYPES
​5+ Unit Properties
Mixed-Use Properties
LOAN TYPES
Interest Only
MAX LTV
Purchase 75%
Refi Rate/Term 70%
Refi Cash-Out 65%
FICO
Midscore 680
For Non-Recourse 700
RECOURSE
Full Recourse with Pledge of Equity of Borrowing Entity
​Non-Recourse Options Available
MAX ALLOWED
Max 85% (LTV “As Is”), 85% (LTC), and 80% (LTV “As Repaired”) with approval
MAX LTC
75% on purchases, Bridge/Light Rehab
70% Heavy Rehab
MAX LTV
FICO
Midscore 680
For Non-Recourse 700
Fast, Flexible Capital — Structured Around Your Timeline
Transitional assets require clarity, speed, and the right capital partner. Our bridge loan process is designed for experienced investors and sponsors who need to move quickly — whether you're acquiring, refinancing, or repositioning.
We make it simple: pre-qualify in 24 hours, close in 3–4 weeks, and execute your business plan with confidence.
No prepayment penalties. No surprises.
Bridge Capital, Coast to Coast
We provide short-term financing in 44 states — whether you're acquiring, repositioning, or refinancing. From transitional multifamily to mixed-use and retail, we underwrite value-add opportunities fast and fund what banks won’t touch.
“We were under contract on a mixed-use property with a 21-day close and a seller who wouldn’t wait. Trans-Bay Capital stepped in fast, gave us real certainty, and got the deal done without delays or drama.”
— Priya Desai, Calterra Holdings
$100M+ Deployed
50+ years experience
50+ Sponsors
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