Trans‑Bay Capital provides direct financing and capital advisory services for real estate investors and developers in 44 states. Fast closings. Smart structures. Trusted partners.
Loan Programs Built
for Real Estate Investors
From value-add rehabs to ground-up developments, we have tailored capital solutions to move your project forward.
Residential Rehab Loans (Fix & Flip)
$350,000-$3,500,000
Short-term loans for property renovations. Up to 90% of purchase and 100% of rehab costs. Close in 2–3 weeks.​
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Residential (1–4 Unit) Construction Loans
$350,000-$3,500,000
Ground-up financing for single-family, condo, or small multifamily projects. Up to 90% LTC with staged draws.
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Multifamily & Mixed-Use Construction Loans
$500,000-$5,000,000 (Up to $10,000,000 on a case by case basis)
New construction financing with interest-only terms. Up to 85% LTC and tailored draw schedules.
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Multifamily & Mixed-Use Bridge Loans
$500,000-$3,000,000 (Up to $10,000,000 on a case by case basis)
Bridge financing for acquisitions, value-add projects, or refis. Interest-only, up to 75% LTV, fast closings.
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Built for Real Estate Investors.
Backed by Experience.
Every loan is underwritten in-house, structured for your strategy, and delivered at the speed of today’s market.
Direct Lending Advantage
Work with a true private lender — no middlemen, just direct access to decision-makers who know real estate.
Competitive & Flexible Terms
Custom loan structures aligned with your timeline, equity position, and exit strategy — without unnecessary red tape.
Streamlined Process and Funding
Fast approvals and transparent funding — we prioritize certainty, simplicity, and speed.
Tailored Expertise
Decades of lending expertise across fix & flip, residential construction, multifamily, and mixed-use projects.
Featured Projects
Real deals. Real results. Explore recently funded projects showcasing our speed, creativity, and investor-first approach.
Fix & Flip
Direct Lender
$936,000
Petaluma, CA
Multi-Family - 64
Direct Lender
$2,900,000
Rockport, TX
Multi-Family - 24
Direct Lender
$1,250,000
Columbus, OH
Multi-Family - 12 Units
Direct Lender
$1,200,000
Chico, CA
Retail
Capital Advisory
$5,500,000
Mason, OH
Retail
Capital Advisory
$4,500,000
Elk Grove, CA
Rooted in Experience.
Built for Speed. Aligned with You.
Since 2017, Trans‑Bay Capital has provided fast, flexible financing for real estate investors and developers—from acquisition to stabilization. Underwritten by our team, deployed in 40+ states, and trusted by repeat sponsors nationwide.
$100M+ Deployed
50+ years experience
50+ Sponsors
"Trans‑Bay Capital helped us structure and close a $10.3M bridge loan in under 45 days. Couldn’t have done it without their team." Testimonial
— Gilad Oz, ROInvest
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Lending in
44 States Across the United States
Brokers: Partner with Us & Elevate Your Success
Partner with a lender that helps you close more deals, faster — with transparent comp and real decision-makers. Register below to start collaborating with a team that’s committed to your success.